So Who Can Actually Look at My Credit Report?
Any person with permission can view your report. These companies, groups, and individuals include the following:
- Any Potential lenders
- Your Landlords
- Insurance companies
- Employers and potential employers (only with your written consent)
- Companies that you have given permission to monitor your account for signs of identity theft
- Some groups considering your application for a government license or benefit
- A state or local child support enforcement agency
- Any government agency (although they may be allowed to view only certain portions)
- Someone who uses your credit report to provide a product or service you have requested
- Someone that has your written authorization to obtain your credit report
