Free Credit Bureau Report - Absolutely Free
Free Credit Bureau Report - You Want A Free Credit Report, not a free for a month then then have to cancel a direct debt to your credit card.
Many sites will say they are free but you will find they are misleading
Sad but true, It’s not quite dishonest but near enough. They are definitely misleading.
They will say they are free and then get you to put in your credit card details - notes - if you they ask for a credit card then you can be fairly sure that you will be hit up somewhere along the way. What they do is get you to add in your credit card details and won’t not bill you until a months time, they bet on most people forgetting to take themselves of the billing records.
Where to go for the absolutely free Credit report.
Consumers are entitled to getting all 3 credit reports form the big three credit reporting agencies. Yes, the government will provide you with a free report. Just go to annualcreditreport.com from there you can get all three. The only downfall is that you can only get one per year, you really should get 3 copies of your report throughout the year, so you will need to pay for it then.
Be careful not to get stung by fraud alerts.
I got hit up by the credit report agencies, as I wen tot by my credit report I show some advertising for a fraud alert, I thought it was a good idea, as I know that internet fraud is increasing and I thought is would be smart to protect myself.
People don’t realize that these alerts are unnecessary and don’t work particularly well. You see the criteria to set off one of the alerts is too narrow, they are also expensive.
The best way to correct yourself against Identity Theft is to buy all three copies of your credit report form Equfax, TransUnion and Experian. These are the main credit reporting agencies so they are the best place to obtain your report. If you just get 3 more copies throughout the year then you will have all the information you need to protect yourself against identity theft, as you can check on the report is there has been any improper use of your accounts.
I hope these tips were useful and show you the best way to get a free credit report and also how to avoid paying extra with fraud alerts.
