Free Credit Bureau - No Gimmicks! Just A Free Report
Free Credit Bureau will not have your Credit Report for free. They will advertise that you will receive it for free but this is misleading, be warned they will bill you.
I myself have been stung and many other users around the web have too - it’s misleading and it should not be happening.
The only sure place to get your absolutely free credit report is at annualcreditreport.com
This is the governments website, they have recently enabled you to get all three copies of your credit report for nix.
See the government knows how essential it is to have access to your credit report and credit score, it is your financial lifeblood.
You should really get the three copies three times throughout the year, because if your score or report is getting damaged you need to know about it so you can fix it before it’s too late.
So the government gives you one report but you have to buy the rest. You should go to the top three credit reporting bureaus to get your report, as they will have your correct credit report, not all credit reports are created equal so it’s best to go to the more established companies.
Be warned - do not get a fraud alert service, they are a rip off. I got one myself and then learned by searching the web that they are not needed - as long as you get three copies of your report, spread over the year then this is the best way to fight identity fraud. Not to mention it’s also a lot cheaper.
A fraud alert has a tough criteria to meet before you get an alerts, first someone needs to actually report the theft, this can be difficult as normally the scammers are that good that the companies they use will not know to report them.
It also costs around $600 to get fraud alerts form all the major credit bureaus. There’s no use getting a fraud alert on only one bureau as what if the fraud occurs at another credit bureau? you need to be covered for all three.
The best way to protect yourself is to get 3 reports at three separate times throughout the year from all 3 credit bureaus.
So remember these tips to get your Free Credit Bureau repor, I hope these tips have been useful and will saver you not only time but money.
