Agency Credit Report - Know The Risks
Getting Your Agency Credit Report - There are many risks out there in the land of credit reports that you need to know about before you go off and get your report.
Selling Credit Reports is big business worth billions annually, there is a lot to gain for scammers and ripoff merchants, they lurk on the web and often snag people looking for their credit reports, if your not careful and don’t know the risks then you could be next.
There are a multiple of ways you could get caught so it’s smart to look at the poossible risks and know what you might be exposed to on the web.
The Main Credit Report Agency Scams.
1. Stick to the Main 3 Credit Report Agencies
There are 3 main credit report agencies in America, called Experian, Equfax and TransUnion. They are regulated by the federal government, I’m not saying they are totally clean businesses as they have been sued in the past but they are the most reliable places to go - and have the most accurate data.
2. Imposter Websites
Fruadsters have created websites that look legitimate but are actually anything but, they will create sites that are slightly misspelled for the main agencies mentioned above. They will build a website that looks legitimate but is just a front to get you and and get your credit card details. Be sure to have a look at the front of the website address - a secure legitimate website will have https:// not http:// this will prove that the site is secure and not a fraud.
3. Trangulation
This tactic is not as well know and is currently catching our a lot of people. It works by you going to a website and requesting a credit report. The fraudster behind the website will then go off and purchase your credit report from a legitimate place, but they will use stolen credit card details. They will then send you an email requesting you pay them and send through your credit card details via an email for. As a general rule don’t ever pass your credit card details via an email. It’s a clear sign that you are being scammed.
I hope these three tips have been helpful and that you are cautious when looking for your Agency Credit Report.
Written by: Justing Fox
